This Federal Government Low Income Housing Program provides housing vouchers to individuals who meet certain criteria. In order to be eligible to receive this type of housing assistance, four different factors are considered. The four requirements that HUD has determined an individual must meet to be considered for Low Income Housing include:
The first criteria Section 8 will look at, is whether you meet HUD's definition of family. HUD has established general guidelines as to what can be considered a family, but has given each Public Housing Authority, or PHA, some flexibility in their exact definition of a family. To determine the exact requirements in your area, you should contact your local PHA.
In general, familial status means an individual or a group of people who meet any or all of the following conditions:
Section 8 is a program designed to help lower-income individuals afford housing. Therefore, to qualify for a housing choice voucher, a family’s yearly income must be below a certain amount.
Each year, HUD sets income limits. These income requirements are broken down into three categories, extremely low income, very low income and low income. These levels differ based on the area, because they are calculated as a percentage of the area’s median income level.
The income limits will also differ based on the number of people in the family. Income limits are created for families containing anywhere from one individual to families containing eight individuals. Extremely low-income for a family of one may be $15,000 a year, but for a family of eight, an extremely low-income level may be $30,000 a year.
HUD grants priority for Section 8 vouchers to those who would be classified as extremely low-income levels and then to those with very low-income. There are certain circumstances which would allow a family with a low-income status to be granted a Section 8 voucher. The PHA would usually make this decision, but reasons could include those who are classified as “continuously assisted” by public housing programs or those who are in HUD-assisted home ownership programs.
How Is a Family's Income Calculated?:
When determining the yearly income of a family and whether they are eligible for Section 8, many factors are taken into consideration. All sources of income are included when calculating a family’s income. These sources include:
Additional sources of income and exclusions from income can be viewed in Exhibit 5-2 of HUD’s Housing Choice Voucher Guidebook.
Section 8 vouchers will only be granted to American citizens or to those who have eligible immigrant status. To determine if you have eligible immigrant status, please consult Exhibit 5-1 in HUD’s Housing Choice Voucher Guidebook.
For American citizens, the Public Housing Authority will:
For those with eligible immigrant status, the Public Housing Authority will:
Families with a mix of eligible and non-eligible individuals:
Families that are made up of individuals who are not American citizens or do not have eligible immigrant status can still be granted housing assistance. However, the amount they will receive will be based on the percentage of family members who are eligible for housing assistance.
Section 8 vouchers will not be granted to anyone who:
Individuals who do not meet or consent to the requirements of the above four criteria are not eligible to receive a Section 8 voucher. In addition, each PHA must have laws which govern family obligations. Even if a family meets the above four criteria, housing vouchers can be denied if the family has violated any of these family obligations. For a list of family obligations, please see Exhibit 5-4 of HUD’s Housing Choice Voucher Guidebook.